As an Accredited Financial Counselor (AFC), I often worked with people who prefer a physical budgeting system and need some guidance on how to go about it. I searched for something I could direct them to. A lot of the options were generic templates with no flow, weren’t esthetically pleasing to me or were really expensive. Those who are looking for a budget book shouldn’t be paying $50 for one! So I set out to create my own. This budget book has the space to track each expense in an organized way that gives you a good understand of where your money is going, accounts for different lifestyles and scatters financial knowledge throughout the book.
I believe that everyone should have access to better their finances for free. That is why I give away the template! There are a few activities and extra content that isn't included in the free download but the meat is there. You can budget with the free guide indefinitely.
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